Pensions Provider Features
Direct payroll connectivity
Nexum Pensions links your scheme to employer payroll systems, routing contributions directly into member accounts. Each file is validated and standardised, ensuring data arrives clean, complete, and ready to reconcile.
Regulatory alignment by design
Built to meet UK pensions and data protection requirements, Nexum Pensions supports Consumer Duty by ensuring contributions are processed at source with full audit trails and transparent reporting for governance teams.
Lifetime member continuity
As employees move between employers, contributions follow them into the same pension pot. This prevents multiple pots and improves retention, helping pension providers to maintain lasting relationships with their members.
Operational simplicity
Nexum Pensions handles employer relationships, payroll validation, and payment routing in the background. This increases adoption, improves data capture at the source, and improves overall satisfaction scores.
Secure and transparent data exchange
All connectivity is encrypted, monitored, and logged. Pension Providers benefit from structured data sharing, full visibility of contribution flows, and the confidence that every transaction is tracked and verified.
Benefits of Nexum Pensions
Nexum Pensions helps providers grow contributions, strengthen member loyalty, and reduce operational costs through seamless payroll connectivity and compliant, data-driven contribution flows.
Pension Providers
More contributions through payroll connectivity
Nexum Pensions connects your pension scheme directly to employer payroll, increasing contribution volumes and strengthening your presence in workplace channels.
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Predictable, recurring inflows from connected employers
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Higher nomination and reaffirmation at job change
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Improved visibility within employer benefits
Lower costs through reduced transfers
Members continue contributing to their existing pension, removing the need for future consolidations and manual transfer processing.
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Fewer transfer fees and rework
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Reduced internal resource time spent chasing data
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Assets stay invested and compounding without interruption
Compliance with Consumer Duty for advised pensions
Nexum Pensions ensures full contribution routing through payroll, maintaining compliance and supporting fair value for clients.
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Employer and employee contributions processed at source
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NI benefits and matching savings automatically applied
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Prevents members losing value through personal payments or delayed tax reclaims
Higher net retention and contribution growth
By keeping members in one pot, Nexum Pensions reduces leakage and strengthens long-term engagement.
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Fewer lapsed or transferred accounts
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Increased average contribution per retained member
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Supports lifetime value growth
Reduced operational complexity
Nexum Pensions manages employer relationships and data flows, allowing you to focus on serving members.
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Fewer manual interventions and support queries
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Lower cost to serve
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Smoother reconciliation and faster allocation
Enhanced digital experience
Nexum Pensions guided member journeys and structured data capture improves adoption and satisfaction.
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Higher completion rates for setup and updates
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Cleaner data and accurate records
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Improved NPS and engagement metrics
Distribution leverage without extra headcount
Maintain and enhance relationships with your members, without expanding your sales team.
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Lower acquisition cost per lifetime member
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Shorter payback period on marketing and distribution spend
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Strengthened positioning with employers and advisers