Workplace Pensions

Gen Z face rising living costs, stretched salaries, and financial milestones that feel further away than ever, which is exactly why pensions matter. Your pension is one of the few areas where time works in your favour. Even small contributions, supported by your employer and tax relief, grow steadily in the background. Research shows a 25 year old today may need a pension pot of £3.1 million to retire comfortably, which highlights how valuable early action can be.

Pension portability gives employers, employees, and providers a practical way to fix long-standing inefficiencies in the UK pension system. Instead of creating a new pot every time someone changes jobs, portability allows contributions to follow the individual, using existing payroll and compliance frameworks. Employers strengthen their financial wellbeing offer, reduce administrative strain, and provide a benefit that supports recruitment and retention.

Learn how HR, Payroll, and Rewards professionals can design workplace benefits that attract and retain talent. This guide explores how clear pension communication, flexible working, and accessible health support drive engagement, reduce turnover, and strengthen your overall employee value proposition.

Explore how lifetime provider models are transforming UK pension distribution. Learn how schemes can boost member retention, streamline contributions, and stay competitive in the shift toward lifetime pension connectivity and digital distribution strategies.

Discover how to make the most of your workplace pension at every life stage. This guide explains how to manage contributions, consolidate multiple pension pots, and build long-term savings with confidence. Learn how to stay enrolled, maximise employer matching, and keep your money growing in one place.